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Frequently Asked Questions.
Yes, standard policies protect your personal belongings anywhere in the world. If someone steals your laptop from a hotel room, your home policy covers it. However, off-premises coverage usually has a smaller limit than your main policy. Check your specific policy wording to see the exact percentage allowed for traveling items.
If you need to file a claim, make sure to call us first! Our team will help you determine if a claim should be filed and connect you with the insurance carrier to start the claims process. We will even follow up throughout the claim if needed.
Keep in mind, before filing a claim you’ll want to get an estimate of the damages before making permanent repairs. For home claims, consider calling a plumber or roofer to stop any issues that may cause permanent damage, like an active leak.
Call 954-475-8886 for our dedicated Claims Advocacy team to help walk you through this process, or use the online options here to notify us of your claim.
Yes, we recommend obtaining an estimate before filing a claim. Once you have your estimate, give us a call to discuss your options. We’ll also look at your policy with you to see if your estimate is above your deductible.
If a natural disaster has caused significant damage to your home, you may be tempted to begin repairs right away. We get it, you just want your life back to normal. But these small repairs can mask a lot of the damage and will make it hard for an adjuster to make a fair estimate of the repair costs.
Temporary fixes that could help prevent any further damage are a good idea, but it’s best to wait until after the insurance adjuster has taken a good solid look at your property to make permanent repairs.
Every claim is unique, and many factors determine how long it will take. Giving your claims advocate all the necessary details and documentation will help keep your claim process moving smoothly.
Flood is almost never covered on home insurance policies in Florida. It is a separate policy through FEMA or a private flood market.
















Allied Insurance Group