Florida Home Grants: Assistance for First-Time Buyers

Federal and State Programs for Home Buyers

S. Department of Housing and Urban Development (HUD)
- HUD-approved Housing Counseling Agencies
- HOME Investment Partnership Program: Provides funds for purchasing or repairing a home.
- Community Development Block Grants (CDBG)
S. Department of Agriculture (USDA)
- Rural Housing Service: Grants available for building, purchasing, or repairing homes.
The Downpayment Toward Equity Act of 2023

Additional Assistance Programs

Brandt House Inc: Down Payment Assistance Grant – 402-443-6231
Realtors Care Foundation: Home Buyers Grant Program – 813-310-8200
Solita’s House Inc: Down Payment Assistance Loan – 813-575-0465
Habitat for Humanity: Home Construction Assistance

Florida-Specific Programs

Florida Hometown Heroes
State Housing Initiatives Program (SHIP)
Florida Association for Community Action: Emergency home repair and weatherization assistance – 800-814-HOME (4663)
Florida Housing Finance Corporation
State Housing Initiatives Partnership (SHIP) Program
Single Family Housing Repair Loans & Grants

Local Programs by City/County

Alachua: Contact local housing authority
Bay: ReHouse Bay (SHIP) – 850-215-2479
City of Palm Bay: Down Payment Assistance Program – 321-253-0053
Broward County:
- City of Hallandale Beach: First-Time Home Buyer Program
- Broward Homebuyer Purchase Assistance Program – 954-357-4900
- City of Davie: SHIP – 954-797-1173
- City of Hollywood: First-Time Homebuyer Purchase Assistance Program – 954-357-4900
Columbia County/Suwannee River Economic Council: SHIP – 386-362-4115
Gulf County: Hurricane Housing Recovery Program – 850-697-2542
Hernando County: SHIP – 352-754-4160
City of Tampa:
- Mortgage Assistance Program
- East Tampa CRA Down Payment Assistance Program – 813-274-7940
Palm Beach County:
- City of Boynton Beach: SHIP – 561-742-6066
- City of Delray Beach: SHIP – 561-243-7038
- Palm Beach County: SHIP – 561-233-3600
- Workforce Housing Program – 561-233-3693
Pinellas County:
- City of St Petersburg: SHIP – 727-892-5562
- Pinellas County: SHIP – 727-464-8210
- Pinellas Realtor Foundation: DPA Grant – 727-347-7655
Polk County HANDS of Central Florida: GAP Program / SHIP – 863-682-1025
Sumter County: SHIP – 352-689-4400
City of Fort Pierce: SHIP – 772-467-3161

Important Notes

We are not affiliated with these agencies. Grants, gifts, or loans may be offered by various entities, and qualification criteria vary. Be cautious of any entity requesting payment to apply for a grant. Ensure the legitimacy of the programs and contact details before providing personal information. This information is for educational purposes only; verify details independently and be wary of scams. Contact us for assistance or to update information.

Florida Home Grants